The consumer has been given access to their pension pot, but the Government maintains a leash on the experts being able to offer advice. 

The vision is of savers splashing cash and emptying the purse due to being ill equipped to manage investments in a turbulent economic market.

If Government regulations are removed are the advisors prepared and able to contact their customers and deliver a service tailored to that individual? 

The FCA would say to them don't pick up the bad habits of 3 years ago. But how do you monitor and audit 1000's of advisors?

The savers need a helping hand, but trust needs to be maintained across all parties.